:root {
    --paper: #F4EFE6;
    --paper-2: #EDE6D8;
    --ink: #13201A;
    --ink-2: #2A382F;
    --muted: #6A7368;
    --line: #D8D1C2;
    --accent: #2C5640;
    --accent-2: #1f3e2e;
    --gold: #C8A85F;
    --danger: #8C3A2E;
    --radius: 8px;
    --font-display: "Instrument Serif", "Times New Roman", serif;
    --font-body: "Geist", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    --font-mono: "JetBrains Mono", ui-monospace, monospace;
  }

  * { box-sizing: border-box; -webkit-font-smoothing: antialiased; }
  html, body { margin: 0; padding: 0; }
  body {
    background: var(--paper);
    color: var(--ink);
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.55;
    font-weight: 400;
    overflow-x: hidden;
  }
  a { color: inherit; text-decoration: none; }
  button { font-family: inherit; cursor: pointer; }
  input, select { font-family: inherit; color: inherit; }

  .mono { font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.08em; text-transform: uppercase; }
  .serif { font-family: var(--font-display); font-weight: 400; font-style: normal; letter-spacing: -0.01em; }
  .serif-it { font-family: var(--font-display); font-style: italic; font-weight: 400; }

  .wrap { max-width: 1240px; margin: 0 auto; padding: 0 32px; }
  @media (max-width: 720px) { .wrap { padding: 0 20px; } }

  /* placeholder image */
  .placeholder {
    background:
      repeating-linear-gradient(135deg, transparent 0 10px, rgba(19,32,26,0.06) 10px 11px),
      var(--paper-2);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    color: var(--muted);
    font-family: var(--font-mono);
    font-size: 10px;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 12px;
  }

  /* buttons */
  .btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 8px;
    height: 48px; padding: 0 22px;
    border-radius: 999px;
    font-weight: 500; font-size: 15px;
    border: 1px solid transparent;
    transition: transform 0.12s ease, background 0.15s ease, color 0.15s ease, border-color 0.15s ease;
    white-space: nowrap;
  }
  .btn:active { transform: translateY(1px); }
  .btn-primary { background: var(--accent); color: var(--paper); }
  .btn-primary:hover { background: var(--accent-2); }
  .btn-ghost { background: transparent; color: var(--ink); border-color: var(--line); }
  .btn-ghost:hover { background: rgba(19,32,26,0.04); }
  .btn-ink { background: var(--ink); color: var(--paper); }
  .btn-ink:hover { background: #000; }
  .btn-sm { height: 38px; padding: 0 16px; font-size: 13.5px; }
  .btn-lg { height: 56px; padding: 0 28px; font-size: 16px; }

  /* inputs */
  .field {
    display: flex; flex-direction: column; gap: 6px;
  }
  .field label { font-size: 12.5px; color: var(--muted); font-weight: 500; }
  .field input, .field select {
    height: 48px; padding: 0 14px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    font-size: 15px;
    outline: none;
    transition: border-color 0.15s ease, background 0.15s ease;
  }
  .field input:focus, .field select:focus { border-color: var(--accent); background: #fff; }

  /* chip */
  .chip {
    display: inline-flex; align-items: center; gap: 6px;
    padding: 5px 10px; border-radius: 999px;
    background: rgba(44,86,64,0.08);
    color: var(--accent);
    font-size: 12px; font-weight: 500;
  }
  .chip-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--accent); }

  /* hairline */
  .hr { height: 1px; background: var(--line); }

  /* numerals */
  .num { font-variant-numeric: tabular-nums; }

  /* logo */
  .logo {
    display: inline-flex; align-items: center; gap: 9px;
    font-family: var(--font-display); font-size: 22px; letter-spacing: -0.01em;
    color: var(--ink);
  }
  .logo-mark {
    width: 28px; height: 28px; border-radius: 50%;
    background: var(--accent);
    position: relative;
    flex-shrink: 0;
  }
  .logo-mark::before, .logo-mark::after {
    content: ""; position: absolute; background: var(--paper);
  }
  .logo-mark::before { left: 7px; right: 7px; top: 13px; height: 2px; }
  .logo-mark::after {
    right: 7px; top: 8px; width: 2px; height: 12px;
    transform: rotate(45deg); transform-origin: top right;
  }

  /* nav */
  .nav {
    position: sticky; top: 0; z-index: 50;
    background: rgba(244,239,230,0.92);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--line);
  }
  .nav-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; }
  .nav-links { display: flex; gap: 28px; }
  .nav-links a { font-size: 14px; color: var(--ink-2); }
  .nav-links a:hover { color: var(--accent); }
  .nav-right { display: flex; align-items: center; gap: 14px; }
  .nav-phone { font-family: var(--font-mono); font-size: 12px; color: var(--ink-2); }
  @media (max-width: 880px) {
    .nav-links { display: none; }
    .nav-phone { display: none; }
  }

  /* HERO */
  .hero {
    padding: 88px 0 56px;
    position: relative;
    overflow: hidden;
  }
  .hero-grid {
    display: grid; grid-template-columns: 1.15fr 1fr; gap: 72px;
    align-items: end;
  }
  @media (max-width: 980px) {
    .hero-grid { grid-template-columns: 1fr; gap: 48px; }
    .hero { padding: 56px 0 32px; }
  }
  .eyebrow { color: var(--accent); }
  .hero h1 {
    font-family: var(--font-display); font-weight: 400;
    font-size: clamp(48px, 7.2vw, 96px);
    line-height: 0.96; letter-spacing: -0.02em;
    margin: 18px 0 24px;
  }
  .hero h1 .it { font-style: italic; color: var(--accent); }
  .hero-sub {
    font-size: 18px; color: var(--ink-2);
    max-width: 540px; line-height: 1.5;
  }
  .hero-stats {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 20px; margin-top: 40px;
    border-top: 1px solid var(--line); padding-top: 24px;
  }
  .hero-stat .v {
    font-family: var(--font-display); font-size: 36px; line-height: 1; letter-spacing: -0.02em;
  }
  .hero-stat .l { font-size: 12.5px; color: var(--muted); margin-top: 6px; }

  /* hero card (apply) */
  .apply-card {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 28px;
    box-shadow:
      0 1px 0 #fff inset,
      0 24px 60px -32px rgba(19,32,26,0.18);
  }
  .apply-card-head {
    display: flex; align-items: center; justify-content: space-between;
    margin-bottom: 18px;
  }
  .amount-display {
    background: var(--ink);
    color: var(--paper);
    border-radius: 14px;
    padding: 22px 24px;
    margin-bottom: 18px;
    display: flex; flex-direction: column; gap: 4px;
  }
  .amount-display .lbl { font-family: var(--font-mono); font-size: 10.5px; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(244,239,230,0.6); }
  .amount-display .val { font-family: var(--font-display); font-size: 56px; line-height: 1; letter-spacing: -0.02em; }
  .amount-display .val .cur { font-size: 30px; vertical-align: top; opacity: 0.7; margin-right: 4px; }
  .amount-display .sub { font-size: 13px; color: rgba(244,239,230,0.7); margin-top: 6px; }

  .apply-foot {
    display: flex; align-items: center; justify-content: space-between;
    gap: 12px; margin-top: 18px;
    font-size: 12.5px; color: var(--muted);
  }

  /* trust strip */
  .trust-strip {
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    padding: 22px 0;
    background: rgba(237,230,216,0.5);
  }
  .trust-strip-inner {
    display: flex; align-items: center; justify-content: space-between;
    gap: 24px; flex-wrap: wrap;
  }
  .trust-item {
    display: flex; align-items: center; gap: 10px;
    font-size: 13px; color: var(--ink-2);
  }
  .trust-mark {
    width: 28px; height: 28px; border-radius: 6px;
    background: var(--paper); border: 1px solid var(--line);
    display: flex; align-items: center; justify-content: center;
    font-family: var(--font-display); font-size: 16px;
  }

  /* section */
  section.s { padding: 96px 0; position: relative; }
  @media (max-width: 720px) { section.s { padding: 64px 0; } }

  /* alternating section backgrounds */
  .hero { background: var(--paper); }
  section.s.bg-alt { background: var(--paper-2); }
  section.s.bg-tint { background: #EAE3D2; }
  .s-head { display: flex; align-items: end; justify-content: space-between; gap: 40px; margin-bottom: 56px; }
  .s-head .left { max-width: 720px; }
  .s-title {
    font-family: var(--font-display); font-weight: 400;
    font-size: clamp(36px, 4.6vw, 60px); line-height: 1.15; letter-spacing: -0.015em;
    margin: 14px 0 0;
    padding-bottom: 8px;
  }
  .s-title .it { font-style: italic; color: var(--accent); }
  .s-lede { font-size: 17px; color: var(--ink-2); max-width: 560px; margin-top: 32px; }
  @media (max-width: 720px) {
    .s-head { flex-direction: column; align-items: flex-start; gap: 12px; margin-bottom: 36px; }
  }

  /* How it works */
  .steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
  @media (max-width: 980px) { .steps { grid-template-columns: repeat(2, 1fr); } }
  @media (max-width: 560px) { .steps { grid-template-columns: 1fr; } }
  .step {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 14px;
    padding: 26px 24px 28px;
    min-height: 240px;
    display: flex; flex-direction: column;
    position: relative;
  }
  .step-num {
    font-family: var(--font-display); font-style: italic;
    font-size: 56px; line-height: 1; color: var(--accent);
    margin-bottom: 24px;
  }
  .step-title { font-family: var(--font-display); font-size: 24px; line-height: 1.15; margin: 0 0 10px; letter-spacing: -0.01em; }
  .step-body { font-size: 14px; color: var(--ink-2); line-height: 1.55; }

  /* Bundle */
  .bundle {
    background: var(--ink);
    color: var(--paper);
    border-radius: 24px;
    padding: 56px 48px;
  }
  @media (max-width: 720px) { .bundle { padding: 40px 24px; border-radius: 16px; } }
  .bundle .s-title { color: var(--paper); }
  .bundle .s-title .it { color: var(--gold); }
  .bundle .s-lede { color: rgba(244,239,230,0.7); }
  .bundle .eyebrow { color: var(--gold); }
  .bundle-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px;
    background: rgba(244,239,230,0.12);
    border: 1px solid rgba(244,239,230,0.12);
    border-radius: 14px;
    overflow: hidden;
  }
  @media (max-width: 880px) { .bundle-grid { grid-template-columns: repeat(2, 1fr); } }
  @media (max-width: 560px) { .bundle-grid { grid-template-columns: 1fr; } }
  .bundle-cell {
    background: var(--ink);
    padding: 28px 24px;
    display: flex; flex-direction: column; gap: 12px;
    min-height: 200px;
  }
  .bundle-icon {
    width: 36px; height: 36px; border-radius: 8px;
    background: rgba(200,168,95,0.12);
    color: var(--gold);
    display: flex; align-items: center; justify-content: center;
    font-family: var(--font-display); font-size: 20px; font-style: italic;
  }
  .bundle-cell h4 { font-family: var(--font-display); font-size: 22px; margin: 0; letter-spacing: -0.01em; line-height: 1.2; }
  .bundle-cell p { font-size: 13.5px; color: rgba(244,239,230,0.7); margin: 0; line-height: 1.55; }
  .bundle-cell .val { font-family: var(--font-mono); font-size: 11px; color: var(--gold); margin-top: auto; }

  /* hero offer list (replaces sliders) */
  .offer-list {
    display: flex; flex-direction: column; gap: 12px;
    margin-bottom: 4px;
  }
  .offer-row {
    display: flex; gap: 12px; align-items: flex-start;
    padding: 14px 16px;
    background: var(--paper-2);
    border: 1px solid var(--line);
    border-radius: 10px;
  }
  .offer-bullet {
    width: 22px; height: 22px; border-radius: 50%;
    background: var(--accent); color: var(--paper);
    display: flex; align-items: center; justify-content: center;
    font-family: var(--font-mono); font-size: 13px; font-weight: 500;
    flex-shrink: 0;
  }
  .offer-row:last-child .offer-bullet { background: var(--ink); }
  .offer-text { display: flex; flex-direction: column; gap: 2px; font-size: 13px; line-height: 1.4; }
  .offer-text strong { font-weight: 500; font-size: 14px; }
  .offer-text span { color: var(--muted); }

  /* Bundle pillars (3 columns) */
  .pillar-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px;
    background: rgba(244,239,230,0.12);
    border: 1px solid rgba(244,239,230,0.12);
    border-radius: 14px;
    overflow: hidden;
  }
  @media (max-width: 880px) { .pillar-grid { grid-template-columns: 1fr; } }
  .pillar {
    background: var(--ink); padding: 36px 32px;
    display: flex; flex-direction: column; gap: 14px;
  }
  .pillar-eyebrow { color: var(--gold); font-size: 11px; }
  .pillar h4 { margin: 0; font-size: 28px; line-height: 1.15; letter-spacing: -0.01em; font-weight: 400; color: var(--paper); }
  .pillar p { margin: 0; color: rgba(244,239,230,0.7); font-size: 14px; line-height: 1.55; }
  .pillar ul {
    list-style: none; padding: 0; margin: 12px 0 0;
    display: flex; flex-direction: column; gap: 10px;
    border-top: 1px solid rgba(244,239,230,0.12); padding-top: 18px;
  }
  .pillar li {
    display: flex; gap: 10px; align-items: flex-start;
    font-size: 13.5px; color: rgba(244,239,230,0.85);
    line-height: 1.45;
  }
  .pillar-dot {
    width: 5px; height: 5px; border-radius: 50%;
    background: var(--gold); flex-shrink: 0; margin-top: 8px;
  }

  /* Pricing tiers (6 columns) */
  .tier-grid {
    display: grid; grid-template-columns: repeat(6, 1fr); gap: 12px;
    align-items: stretch;
  }
  @media (max-width: 1100px) { .tier-grid { grid-template-columns: repeat(3, 1fr); } }
  @media (max-width: 720px)  { .tier-grid { grid-template-columns: repeat(2, 1fr); } }
  @media (max-width: 480px)  { .tier-grid { grid-template-columns: 1fr; } }

  .tier {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 28px 22px 24px;
    display: flex; flex-direction: column;
    position: relative;
    transition: border-color 0.15s, transform 0.15s;
  }
  .tier:hover { border-color: var(--accent); }
  .tier-popular {
    background: var(--accent);
    color: var(--paper);
    border-color: var(--accent);
    box-shadow: 0 24px 60px -28px rgba(44,86,64,0.5);
  }
  .tier-popular:hover { border-color: var(--accent); }

  .tier-badge {
    position: absolute; top: -10px; left: 50%; transform: translateX(-50%);
    background: var(--gold); color: var(--ink);
    font-family: var(--font-mono); font-size: 9.5px;
    letter-spacing: 0.1em; text-transform: uppercase;
    padding: 5px 10px; border-radius: 999px; font-weight: 500;
    white-space: nowrap;
  }
  .tier-name { font-size: 26px; line-height: 1; letter-spacing: -0.01em; margin-bottom: 14px; }
  .tier-popular .tier-name { color: var(--paper); }

  .tier-sub {
    display: flex; align-items: baseline; gap: 4px;
    flex-wrap: wrap;
  }
  .tier-sub-num { font-family: var(--font-display); font-size: 30px; line-height: 1; letter-spacing: -0.015em; }
  .tier-sub-unit { font-size: 13px; opacity: 0.7; }
  .tier-term {
    font-size: 12px; color: var(--muted); margin-top: 6px;
  }
  .tier-popular .tier-term { color: rgba(244,239,230,0.7); }

  .tier-divider {
    height: 1px; background: var(--line);
    margin: 22px 0 18px;
  }
  .tier-popular .tier-divider { background: rgba(244,239,230,0.18); }

  .tier-cashback-block {
    display: flex; flex-direction: column; gap: 4px;
    padding: 14px 16px;
    background: rgba(44,86,64,0.07);
    border: 1px solid rgba(44,86,64,0.18);
    border-radius: 10px;
  }
  .tier-popular .tier-cashback-block {
    background: rgba(200,168,95,0.15);
    border-color: rgba(200,168,95,0.4);
  }
  .tier-cashback-lbl {
    font-size: 9.5px; color: var(--accent);
    letter-spacing: 0.08em;
  }
  .tier-popular .tier-cashback-lbl { color: var(--gold); }
  .tier-cashback-val {
    font-family: var(--font-display);
    font-size: 36px; line-height: 1; letter-spacing: -0.02em;
    color: var(--accent);
  }
  .tier-popular .tier-cashback-val { color: var(--paper); }
  .tier-cashback-sub { font-size: 11px; color: var(--muted); }
  .tier-popular .tier-cashback-sub { color: rgba(244,239,230,0.6); }

  .tier-net {
    display: flex; flex-direction: column; gap: 2px;
    margin-top: 16px; margin-bottom: 20px;
    font-size: 12px; color: var(--muted);
    flex-grow: 1;
  }
  .tier-net .num {
    font-family: var(--font-display); font-size: 18px;
    color: var(--ink); letter-spacing: -0.01em;
  }
  .tier-popular .tier-net { color: rgba(244,239,230,0.7); }
  .tier-popular .tier-net .num { color: var(--paper); }

  .tier-cta { width: 100%; }
  .tier-popular .tier-cta.btn-primary {
    background: var(--paper); color: var(--accent);
  }
  .tier-popular .tier-cta.btn-primary:hover { background: #fff; }

  .pricing-note {
    margin-top: 32px; padding: 18px 22px;
    background: var(--paper-2); border: 1px solid var(--line);
    border-radius: 12px;
    font-size: 13.5px; color: var(--ink-2); line-height: 1.55;
    text-align: center;
  }

  /* Eligibility list */
  .elig-grid {
    display: grid; grid-template-columns: 1fr 1fr; gap: 16px;
  }
  @media (max-width: 720px) { .elig-grid { grid-template-columns: 1fr; } }
  .elig-row {
    display: flex; gap: 20px; align-items: center;
    padding: 24px 26px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 14px;
  }
  .elig-num { color: var(--accent); flex-shrink: 0; }
  .elig-body { flex: 1; min-width: 0; }
  .elig-body h3 { margin: 0 0 4px; font-size: 22px; letter-spacing: -0.005em; line-height: 1.2; font-weight: 400; }
  .elig-body p { margin: 0; font-size: 13.5px; color: var(--muted); line-height: 1.5; }
  .elig-check {
    width: 32px; height: 32px; border-radius: 50%;
    background: rgba(44,86,64,0.1); color: var(--accent);
    display: flex; align-items: center; justify-content: center;
    font-size: 16px; flex-shrink: 0;
  }
  .elig-cta {
    margin-top: 32px;
    background: var(--paper-2); border: 1px solid var(--line);
    border-radius: 16px;
    padding: 28px 32px;
    display: flex; align-items: center; justify-content: space-between;
    gap: 24px; flex-wrap: wrap;
  }

  /* Trust feature cards */
  .trust-feat { padding: 24px; background: var(--paper); border: 1px solid var(--line); border-radius: 12px; }

  /* Static FAQ (no accordion) */
  .faq-list-static {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 0;
    border-top: 1px solid var(--line);
  }
  @media (max-width: 720px) { .faq-list-static { grid-template-columns: 1fr; } }
  .faq-item-static {
    padding: 32px 32px 32px 0;
    border-bottom: 1px solid var(--line);
  }
  .faq-item-static:nth-child(odd) { border-right: 1px solid var(--line); padding-right: 40px; }
  .faq-item-static:nth-child(even) { padding-left: 40px; padding-right: 0; }
  @media (max-width: 720px) {
    .faq-item-static, .faq-item-static:nth-child(odd), .faq-item-static:nth-child(even) {
      padding: 24px 0; border-right: none;
    }
  }
  .faq-q-static {
    margin: 0 0 12px;
    font-size: 22px; letter-spacing: -0.005em; line-height: 1.2;
  }
  .faq-a-static {
    margin: 0; color: var(--ink-2); font-size: 14.5px; line-height: 1.6;
  }

  /* Testimonials */
  .tgrid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
  @media (max-width: 880px) { .tgrid { grid-template-columns: 1fr; } }
  .tcard {
    background: var(--paper); border: 1px solid var(--line); border-radius: 14px;
    padding: 28px 26px; display: flex; flex-direction: column; gap: 18px;
  }
  .stars { color: var(--gold); font-size: 14px; letter-spacing: 2px; }
  .tquote { font-family: var(--font-display); font-size: 20px; line-height: 1.3; letter-spacing: -0.005em; }
  .tperson { display: flex; align-items: center; gap: 12px; margin-top: auto; }
  .tavatar {
    width: 36px; height: 36px; border-radius: 50%;
    background: var(--paper-2); border: 1px solid var(--line);
    display: flex; align-items: center; justify-content: center;
    font-family: var(--font-display); font-size: 15px; color: var(--accent);
  }
  .tname { font-size: 13.5px; font-weight: 500; }
  .tmeta { font-size: 12px; color: var(--muted); }

  /* Trust */
  .trust-section {
    background: var(--paper-2); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
  }
  .trust-grid {
    display: grid; grid-template-columns: repeat(6, 1fr); gap: 20px;
    align-items: center;
  }
  @media (max-width: 880px) { .trust-grid { grid-template-columns: repeat(3, 1fr); } }
  @media (max-width: 480px) { .trust-grid { grid-template-columns: repeat(2, 1fr); } }
  .trust-logo {
    height: 64px; border: 1px solid var(--line); border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    background: var(--paper);
    font-family: var(--font-display); font-size: 16px;
    color: var(--ink-2);
    flex-direction: column; gap: 2px;
    text-align: center; padding: 8px;
  }
  .trust-logo .sub { font-family: var(--font-mono); font-size: 9px; color: var(--muted); letter-spacing: 0.08em; text-transform: uppercase; }

  /* Final CTA */
  .final-cta {
    background: var(--accent); color: var(--paper);
    border-radius: 24px;
    padding: 80px 48px;
    text-align: center;
    position: relative;
    overflow: hidden;
  }
  @media (max-width: 720px) { .final-cta { padding: 56px 24px; border-radius: 16px; } }
  .final-cta::before {
    content: ""; position: absolute; inset: 0;
    background:
      radial-gradient(ellipse at top, rgba(244,239,230,0.08), transparent 60%);
    pointer-events: none;
  }
  .final-cta h2 {
    font-family: var(--font-display); font-weight: 400;
    font-size: clamp(40px, 6vw, 76px); line-height: 1; letter-spacing: -0.02em;
    margin: 0 0 16px;
    position: relative;
  }
  .final-cta .it { font-style: italic; color: var(--gold); }
  .final-cta p { color: rgba(244,239,230,0.75); font-size: 17px; max-width: 480px; margin: 0 auto 32px; position: relative; }
  .final-cta .btn-primary { background: var(--paper); color: var(--accent); }
  .final-cta .btn-primary:hover { background: #fff; }

  /* Footer */
  footer {
    padding: 64px 0 32px;
    color: var(--ink-2);
    font-size: 13.5px;
  }
  .foot-grid {
    display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 48px;
    padding-bottom: 56px;
    border-bottom: 1px solid var(--line);
  }
  @media (max-width: 720px) { .foot-grid { grid-template-columns: 1fr; gap: 32px; } }
  .foot-col h5 { font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); margin: 0 0 16px; font-weight: 500; }
  .foot-col ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px; }
  .foot-col a:hover { color: var(--accent); }
  .foot-bottom {
    padding-top: 32px; display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap;
    font-size: 12px; color: var(--muted);
  }
  .foot-disclaim {
    margin-top: 32px; padding-top: 32px; border-top: 1px solid var(--line);
    font-size: 11.5px; color: var(--muted); line-height: 1.6;
    max-width: 920px;
  }

  /* full-bleed banner image */
  .banner {
    width: 100%;
    height: clamp(280px, 38vw, 480px);
    overflow: hidden;
    position: relative;
    background: var(--ink) center / cover no-repeat;
  }
  .banner-narrow {
    height: clamp(220px, 28vw, 340px);
  }
  .banner-overlay {
    position: absolute; inset: 0;
    background: linear-gradient(180deg, rgba(19,32,26,0.15), rgba(19,32,26,0.45));
    pointer-events: none;
  }
  .banner-1 {
    background-image: url("/assets/img/banner-1.jpg");
    background-position: center 40%;
  }
  .banner-2 {
    background-image: url("/assets/img/banner-2.jpg");
    background-position: center 55%;
  }

  /* language switch */
  .lang-switch {
    display: inline-flex; align-items: center; justify-content: center;
    height: 38px; min-width: 38px; padding: 0 10px;
    border: 1px solid var(--line); border-radius: 999px;
    color: var(--ink-2);
    font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.08em;
    text-transform: uppercase;
    transition: background 0.15s, border-color 0.15s, color 0.15s;
  }
  .lang-switch:hover { border-color: var(--accent); color: var(--accent); }

  /* mobile menu */
  .mobile-menu-button {
    display: none;
    width: 38px; height: 38px;
    background: transparent; border: 1px solid var(--line); border-radius: 999px;
    align-items: center; justify-content: center;
    padding: 0;
  }
  .hamburger,
  .hamburger::before,
  .hamburger::after {
    display: block; width: 16px; height: 2px;
    background: var(--ink); border-radius: 2px;
    position: relative;
  }
  .hamburger::before { content: ""; position: absolute; top: -5px; left: 0; }
  .hamburger::after  { content: ""; position: absolute; top:  5px; left: 0; }

  .mobile-menu {
    display: none;
    flex-direction: column; gap: 8px;
    padding: 16px 20px 20px;
    border-top: 1px solid var(--line);
    background: var(--paper);
  }
  .mobile-menu.open { display: flex; }
  .mobile-menu a { padding: 10px 0; font-size: 16px; }
  .mobile-menu-phone { font-family: var(--font-mono); font-size: 12px; color: var(--muted); margin-top: 4px; }

  @media (max-width: 880px) {
    .mobile-menu-button { display: inline-flex; }
    .nav-links { display: none; }
    .nav-phone { display: none; }
  }
  @media (min-width: 881px) {
    .mobile-menu { display: none !important; }
  }